Ready for your first bank account?

Whether you're receiving pocket money, earning money from a part-time job, or getting ready for your first pay day, there often comes a point when keeping cash in a drawer just doesn't make sense anymore.

Opening a bank account is one of the first steps towards managing your own money. It gives you a safe place to keep your money and makes it easier to spend, save and keep track of what you have.

Why have a bank account?

A bank account isn't just somewhere to store money.

It can help you receive wages from a job, make purchases online or in shops, transfer money to friends and family, and save towards future goals.

Many accounts also come with tools that can help you budget, set savings goals and monitor your spending, helping you build confidence with money over time.

When can I open a bank account?

If you are 16+ years old you can open your own bank account.

If you are younger than 16, you will need a parent or guardian’s support to open a bank account.

What do I need to open a bank account?

Open our sections below to find out more about what you’ll need to open your bank account.

Requirements can vary between banks and account types, so it's worth checking exactly what you'll need before applying.

Choosing the right account

Not all bank accounts are the same.

Some are designed for everyday spending, while others are designed for saving. Think about how you'll use the account and what matters most to you.

You might want:

• A debit card for everyday spending
• A mobile banking app
• Savings features or savings accounts linked to your account
• Tools to help you manage your money

Taking a few minutes to compare your options can help you find an account that suits your needs.

Got questions?

You don't have to figure everything out on your own.

If you're unsure about which account is right for you or what information you'll need to open an account, you can visit a local bank branch or contact them via other channels to ask questions.

Remember, opening a bank account is something millions of people do every year. Bank staff are used to helping first-time customers and there are no silly questions.